Opti-Afford app for iPhone and iPad

Opti-Afford is designed to help home buyers determine the price of the home they truly afford before they start hunting for a house. By asking a few simple questions, such as the maximum down payment and total monthly house ownership cost that a home buyer feels comfortable with, Opti-Afford determines the affordable home price. The total monthly ownership cost includes mortgage, mortgage insurance (if applicable), HOA dues, home owners insurance, and property tax.

Opti-Afford helps home buyers to make wise financial decisions when buying a house. Opti-Afford is aimed at preventing home buyers from falling into the trap set buy some mortgage lenders who always encourage home buyers to stretch their budget and end up compromising their life style, while paying for an expensive house they cannot really afford.